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Mortgage Closer Job Description Template

Mortgage Closer Job Description Template

Monday, November 15th, 2021

Mortgage Closer Job Description Template

Are you having a hard time writing a job description? Does trying to find suitable candidates for your company feel like an impossible task? We’ve got you covered with our FREE Mortgage Closer Job Description Template that has everything you need, from duties and responsibilities to the skills one needs to be a successful Mortgage Closer.

Try using our Mortgage Closer Job Description Template and combine it with VIVAHR software for best results. You can customize templates to your needs in order to create the best job description for your company which you can then add to job posting sites.

What is a Mortgage Closer?

Mortgage closers, also known as mortgage loan closers, are people who are responsible for collecting and verifying all the required paperwork for finalizing mortgage loans.

When interviewing candidates for this position make sure you find someone who demonstrates great attention to detail and communication skills. Avoid candidates who are not good at math and seem unorganized.

Related Job Titles for Mortgage Closer 

The Top Mortgage Closer Skills


Why it’s important

Time Management

A good mortgage closer understands the importance of giving each client the same amount of dedication. This requires time management skills, knowing how to prioritize and how long each task takes. Your duties include scheduling closing appointments and making sure all necessary paperwork is done on time and ready to be processed for a mortgage closing.

Communication Skills

Communication is a skill every mortgage closer should have. You are the intermediary between all parties involved during the process of mortgage closings. It should be in your best interest that everything is running smoothly. Keep a good relationship with each client and make sure everyone is satisfied before closing a deal.

Attention to Detail

Mortgage closing involves a lot of paperwork. This paperwork can be a lot to handle. A successful mortgage closer knows that paying attention to detail is crucial when handling paperwork and going over all the final steps to closing a deal. If you miss something important it can cost you your client and the deal can fall through, so always keep an eye open for mistakes in the paperwork.

Organizational Skills

As mentioned above, the process of mortgage closing involves many documents that should be in order. You should know where all the important paperwork is and it should be well-organized and filed. Good organizational skills also include time management, if you organize your schedule well you will be able to work more efficiently.

Numerical Skills

Mortgage closing requires you to be good with numbers and know how to calculate whether or not something is a good deal or might not be the best idea. Basic math is an excellent skill to have, as well as knowing how to use Microsoft Excel or similar software.

Mortgage Closer Job Description Template (Free)

We are currently looking for a mortgage closer who is responsible and experienced to coordinate all phases of loan closing. In this position, you will be expected to ensure all required documents are in order and comply with state regulations. You will also be responsible for scheduling closing deals and resolving concerns and problems.

To be a successful mortgage closer, you must demonstrate great communication skills and pay attention to detail. Our ideal candidate is someone who has previous work experience in a similar field of work and has excellent numerical skills.

Mortgage Closer Duties & Responsibilities:

  • Maintaining a good schedule for closing schedules
  • Coordinating proceedings for mortgage closing
  • Resolving concerns, documenting issues, and managing problems
  • Ensuring all closing details comply with state regulations
  • Being an intermediary between both parties during mortgage closings
  • Collecting and ensuring all required documents are in order
  • Scheduling mortgage closing dates and ensuring all parties can participate
  • Using financial software for mortgage closings

Mortgage Closer Requirements:

  • High school diploma or GED.
  • Certificate of completion of a loan closing certificate
  • Great attention to detail
  • Excellent communication skills
  • In-depth knowledge of mortgage regulations and different loan types
  • Numerical skills
  • Proficiency in financial software programs
Mortgage Closer Job Description Template
Mortgage Closer Job Description Template
Joshua F.
Redline Electric & Solar
Mortgage Closer Job Description Template

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Sample Interview Questions For Mortgage Closer 

Once you gather all the received applications, you can use these sample interview questions for a Mortgage Closer. This list of questions should help you pick out the right candidate for this position during the interview process.


  1. Why do you want to become a mortgage closer?
  2. What is your previous work experience?
  3. In your opinion, what skill should every mortgage closer have?

Human Resources

  1. How do you make sure your clients have a good relationship when closing a deal?
  2. Have you ever had to pull out of a mortgage deal? How did you handle it?
  3. How do you keep a trustworthy relationship?


  1. How do you manage multiple clients and deals?
  2. How do you manage to stay on top of new legal regulations?

Technical Skills and Knowledge

  1. What financial software do you like to work on?
  2. How do you make sure you have high levels of accuracy in your field of work?
  3. How do you close a mortgage? Explain the process?


What are the Educational Requirements For a Mortgage Closer?

To become a mortgage loan closer you must at least have a high school diploma or GED. You should also have some experience working in loans and banking. An associate or bachelor’s degree in business, finance, or a similar area of study is a plus.

How Much To Pay a Mortgage Closer When Hiring

The salary of a Mortgage Closer varies based on the previous job experience and education as well as the location (state/city) of the office or company they are employed in. Mortgage Closers often earn between $35,500 and $60,000 per year, and their median yearly salary is around $48,322. The hourly wages range from $18 to $29, and the median hourly pay is $23.




50% (Median)



Hourly Wage






Annual Wage






Frequently asked questions about Mortgage Closer 


What is the job outlook for a Mortgage Closer?

According to the bureau of labor statistics, a growth rate of 8% is expected between 2018 and 2028. This is higher than the average growth rate of other career opportunities.

What skills do a person need to be a Mortgage Closer?

To be successful in their roles, mortgage closers need to have several soft and hard skills, such as writing, speaking, paying attention to detail, and negotiating. They also need to have mathematical skills and critical thinking.

How is a Mortgage Closer different from an Underwriter?

An underwriter reviews the application the mortgage closer sent. Mortgage closer are closer with their clients, underwriters have a final say in whether or not a client is permitted to get a loan.

What career advancements are there for a Mortgage Closer?

There are two ways to advance from this position. The first one is expanding to bigger branches and companies where you can take on more duties and responsibilities and the second one is becoming a supervisor or manager who oversees the loan officer department.

Similar Job Descriptions as Mortgage Closer