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Life Insurance Agent Job Description Template

Job Description Template

Life Insurance Agent Job Description Template

October 13, 2022

Life Insurance Agent Job Description Template

No more wasting time or dull hiring procedures with us! Let’s begin your search for a new team member together! This FREE Life Insurance Agent Job Description Template will help you understand this position and learn what to expect from future candidates.

We listed the most essential skills, duties, and responsibilities of a Life Insurance Agent, but you can finalize this template by customizing it according to your specific standards and additional requirements and details.

This template is made to be turned into a fantastic and captivating job offer!

Continue your hiring journey with VIVAHR Software and discover how to post your job offers to more than 50 job posting sites across the country!

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What is a Life Insurance Agent?

Life Insurance Agents are individuals who help clients choose a life insurance policy that best fits their needs, preferences, and budget.

They determine which type of policy best fits their financial situations and needs, explain the details and payment plans for different options, and assist during the onboarding process.

Life Insurance Agents maintain and expand their client base through cold calling, advertising, and networking.

They are also responsible for recommending risk management strategies and maintaining electronic and paper records and documentation.

Related Job Titles for Life Insurance Agent

The Top Life Insurance Agent Skills

Skill Why it's important
Customer Service and Communication These two closely related skills are essential for Life Insurance Agents. They need to convey complex insurance information and application process to clients, make suitable recommendations, and help them make informed decisions. Furthermore, strong customer service allows them to build trusty relationships with clients and resolve their issues and inquiries.
Selling Skills Some Life Insurance Agents work on commission, so the ability to sell insurance products and persuade clients they need them is crucial. They need to be experts in verbal selling presentations and accurately and confidently explain the benefit and importance of insurance policies.
Product Knowledge Life Insurance Agents must possess in-depth knowledge of various life insurance policies and products. When working with clients, they need to know how each policy works, what it covers and offers, and how much it costs. This knowledge helps Life Insurance Agents make the right recommendations to clients according to their needs.
Organization Life Insurance Agents typically have multiple clients to handle. Great organization skills can help them keep track of their clients’ information, accounts, and other details. Well-organized Life Insurance Agents are also able to manage their time effectively and complete their tasks on time.
Technical Skills Technical knowledge involves the understanding of financial planning, budgeting, taxes, and the legal background of every decision. When Life Insurance Agents master these skills and gain enough experience, they will be more likely to understand their client’s financial situation and provide the best suggestions and recommendations.

Life Insurance Agent Job Description Template (Free)

We are looking for an experienced and knowledgeable Life Insurance Agent to join our team. As a Life Insurance Agent, you will be responsible for assisting clients to choose the most suitable life insurance policy based on their needs and financial situation. Also, you will gather and assess their information, help them during the onboarding process, and provide recommendations about insurance products and services.

Furthermore, your goal will be to provide an excellent customer service experience for clients by explaining the insurance policy details and resolving their issues and inquiries. You will also be required to actively participate in marketing strategies, the expansion of our client base, and building strong relationships with clients. Ultimately, our ideal candidate will have outstanding communication, selling, organization, and persuasion skills.

Duties & Responsibilities:

  • Assist clients in selecting a life insurance policy that meets their needs and preferences
  • Explain details of life insurance policies to potential clients
  • Promote and sell different life insurance policies, universal policies, and variable annuities
  • Collaborate with clients to manage existing policies, including filling claims when necessary and making payments on time
  • Interview prospective clients to gather information about them for the onboarding purposes
  • Develop and expand a steady client base
  • Advertise insurance products and services through cold calling, social media, networking, etc
  • Provide assistance to clients during the onboarding and claims processes
  • Identify and assess the client’s insurance needs, risks, goals, and financial situation
  • Propose protection plans that fit the client’s individual, business, and financial needs and criteria
  • Demonstrate professional customer service by making recommendations, booking appointments, responding to inquiries, and resolving issues
  • Oversee insurance claims to ensure mutual satisfaction
  • Manage and update electronic and paper records and documentation


  • A Bachelor’s degree in finance, economics, accounting, sales, or a related discipline
  • State Life Insurance Agent license is mandatory
  • Previous working experience in the insurance industry
  • Familiarity with various types of insurance (automobile, property, health, etc)
  • Excellent communication and customer service skills
  • Outstanding presentation and selling skills
  • Computer proficiency
  • Analytical skills and active listening

Accounting Specialist Interview Questrions

Sample Interview Questions for a Life Insurance Agent

Once you gather up all the received applications, you can use these sample interview questions for Life Insurance Agent with Candidate Scorecard. Also, the questions below can assist you in selecting the most suitable applicant for a position.

  1. Could you describe yourself in a few words?
  2. What do you think is your greatest trait?
  3. What is your favorite pastime?
Human Resources
  1. What was your major in college and how do you think it prepared you for this field?
  2. Why did you leave your previous workplace?
  3. Where do you see yourself in the next ten years career-wise?
  1. Could you provide an example of when you had to deal with a difficult client?
  2. How do you keep your workload organized?
  3. What insurance policies do you have the most experience with?
Technical Skills and Knowledge
  1. Do you have marketing and networking experience?
  2. How would you go about and explain the details of a life insurance policy that you are not familiar with?
  3. How do you persuade a client to purchase a life insurance policy you recommend?

What are the Educational Requirements for a Life Insurance Agent?

Most employers prefer to hire a candidate with a Bachelor’s degree in finance, economics, sales, business administration, or a related field.

Every Life Insurance Agent is required to have a state license and complete a licensing exam before practicing as an agent.

Previous sales experience is advantageous for Life Insurance Agents, but candidates will usually receive on-the-job training from their employers.

They will learn about the company’s policies, strategies, and sales and customer service techniques.

How Much to Pay a Life Insurance Agent when Hiring

Life Insurance Agents earn between $20,000 and $120,000 per year.

Their median annual salary is around $83,578.

Hourly wages range from $10 to $58.

The median hourly pay is around $40.

Percentile 10% 25% 50%
75% 90%
Hourly Wage $10 $26 $40 $48 $58
Annual Wage $20,000 $55,000 $83,578 $100,000 $120,000

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Frequently Asked Questions about Life Insurance Agent


Where do Life Insurance Agents work?

Life Insurance Agents can work in various insurance companies or they can be self-employed and find their own clients. They usually work in office environments or remotely.

What are the crucial skills for Life Insurance Agents?

Life Insurance Agents must have exceptional communication, customer service, organization, persuasion, and selling skills.

They also must possess a strong knowledge of life insurance products and services.

What is the salary for Life Insurance Agents?

Life Insurance Agents earn between $20,000 and $120,000 annually.

What are the educational requirements for Life Insurance Agents?

Life Insurance Agents typically obtain a Bachelor’s degree in economics, business administration, finance, or selling.

They also must gain a state license to practice as Life Insurance Agents.

Similar Job Descriptions as Life Insurance Agent

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